The interest rate cap came off in 1986, as did any concern about only using the account for preferred retail customers. By the 90's, banks created a workaround for commercial customers setting up an interest paying money market and sweeping into checking, thereby accomplishing the same thing (a workaround still used today).
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Banks process different deposits in different ways. After making a large deposit into your account, it can sometimes take a while for those funds to become a...
You can get more information about direct deposit by going to Questions on direct deposit (Public Works and Government Services website).For direct deposit information specific to the Canada Revenue Agency, see the questions and answers below.
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DDA is a term usually used in finance that is an abbreviation for " Demand Deposit Account ". This is a type of a checking account where the account holder can withdraw their funds "on demand", or anytime. Oftentimes, employers like to use these types of accounts to deposit their employees' salary.